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Rich people collect land. Poor people collect bills.

T. Harv Eker

Focus on all four of your net worth factors: increasing your income, increasing your savings, increasing your investment returns, and decreasing your cost of living by simplifying your lifestyle.
T. HARV EKER

All Cost Decrease Factore Focus Income Increase Investment Net On Return Saving Worth
You can be a victim or you can be rich, but you can’t be both. Listen up! Every time, and I mean every time, you blame, justify, or complain, you are slitting your financial throat.
T. HARV EKER

Blame Both Can Complain Every Justify Mena Rich Sitting Time Victim You
Keep your eye on the goal, keep moving toward your target.
T. HARV EKER

Eyes Goal Keep Target Troward Your
If you want to fly with the eagles, don’t swim with the ducks!
T. HARV EKER

Duck Eagle Fly Swim Want With
Today’s Declaration: I am courageous. I am willing to act in spite of fear.
T. HARV EKER

Courageous Declaration Fear Spite Today Willing
If you don’t have the money management skills yet, using a debit card will ensure you don’t overspend and rack up debt on a credit card.
T. HARV EKER

Card Credit Debit Debt Ensure Management Money Overspend Skill
Today’s Declaration: I focus on what I want, not on what i don’t want.
T. HARV EKER

Declaration Do Focus Not Today Want What
One step in the right direction is better than a hundred years of thinking about it.
T. HARV EKER

Direction Hundred One Right Step Think Year
Rich people are wiling to act in spite of fear. Poor people let fear stop them.
T. HARV EKER

Act Fear Let People Poor Rich Spite Stop Willing
You will be paid in direct proportion to the value you create in the marketplace.
T. HARV EKER

Create Direct Marketplace Paid Probation Value Will You
The first rule of making progress in anything you do is setting goals, allowing yourself to always have a finish line in sight. This provides a boost in motivation during those moments when slogging forward seems impossible, giving you something tangible to work towards at every moment.
T. HARV EKER

Always Anything Do Allow Finish First Make Progress Rule Sight Yo Yourself
Poor and most middle-class people believe “If I have a lot of money, I could do what I want and I’d be a success.” Rich people understand, “If I become a successful person, I will be able to do what I need to do to have what I want, including a lot of money.”
T. HARV EKER

Believe Class Could Have Lot Middle Money Most People Poor Success Want
The idea is to grow yourself into a successful person. Again, your outer world is merely a reflection of your inner world. You are the root; your results are the fruits.
T. HARV EKER

Grow Idea Person Reflection Result Successful World Yourself
Rich people are committed to enough to do whatever it takes. Period.
T. HARV EKER

Commit Do Enough People Period Rich Take Whatever
Rich people associate with positive, successful people. Poor people associate with negative or unsuccessful people.
T. HARV EKER

Negative People Associate Person Poor Positive Rich Successful Unsucessul
Don’t let them bother you. In fact, don’t even call them problems; refer to them as “challenges” or “situations”.
T. HARV EKER

Bother Challenge Fact Let Problem Situation Viall

Rich people collect land. Poor people collect bills.

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Rich people collect land. Poor people collect bills.

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