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You must acquire the habits and skills of managing a small amount of money before you can have a large amount.

T. Harv Eker

Most of all, having money allows you not to have to spend your energy worrying about not having money.
T. HARV EKER

Energy Have Money Most Spend Worry
It comes down to this: either you control money, or it controls you. To control money, you must manage it.
T. HARV EKER

Come Control Down Either Manage Money
Research shows that the happiest people are those who use their natural talents to the utmost.
T. HARV EKER

Almost Happiest Natural People Research Show Talent
Today’s Declaration: I am courageous. I am willing to act in spite of fear.
T. HARV EKER

Courageous Declaration Fear Spite Today Willing
When the subconscious mind must chose between deeply rooted emotions and logic, emotions will almost always win.
T. HARV EKER

Almost Always Between Chose Deeply Emotion Logic Mind Rated Subconscious With
If you believe in your value, how could it possibly be appropriate to hide it from people who need it?
T. HARV EKER

Appropriate Believe Hide Need People Possible Value
It’s not enough to be in the right place at the right time. You have to be the right person in the right place at the right time.
T. HARV EKER

Enough Person Place Right Time
If you don’t have the money management skills yet, using a debit card will ensure you don’t overspend and rack up debt on a credit card.
T. HARV EKER

Card Credit Debit Debt Ensure Management Money Overspend Skill
The world doesn’t need more people playing small. It’s time to stop hiding out and start stepping out. It’s time to stop needing and start leading. It’s time to start sharing your gifts instead of hoarding them or pretending they don’t exist. It’s time you started playing the game of life in a “big” way.
T. HARV EKER

Do Hold Lead Need Not Out People Play Small Start Step Stop Time World
Training and managing your own mind is the most important skill you could ever own, in terms of both happiness and success.
T. HARV EKER

Happiness Important Manage Mind Most Own Skill Success Term Training
If you are willing to do only what’s easy, life will be hard. But if you are willing to do what’s hard, life will be easy.
T. HARV EKER

Do Easy Hard Life Only Will
Complaining is the absolute worst possible thing you could do for your health or your wealth. The worst!
T. HARV EKER

Absolute Complain Could Health Possible Thing Wealth Worst
Remember, your motto is, if they can do it, I can do it!
T. HARV EKER

Can Do IT Motto Remember They
My definition of financial freedom is simple: it is the ability to live the lifestyle you desire without having to work or rely on anyone else for money.
T. HARV EKER

Ability Anyone Definition Else Financial Freedom Have Lifestyle Money Rely Simple Work
You don’t have to believe that voice in your head. You don’t have to believe your own thinking. You can simply observe it and say, “Thank you for sharing,” and then take the necessary action you’re scared to take anyway.
T. HARV EKER

Action Away Believe Observe Scare Share Simply Take Think Trust Voice
Your programming leads to your thoughts; your thoughts lead to your feelings; your feelings lead to your actions; your actions leads to your results. Therefore, just as is done with a personal computer, by changing your programming, you take the first essential step to changing your results.
T. HARV EKER

Action Feeling Lead Program Result Thought

You must acquire the habits and skills of managing a small amount of money before you can have a large amount.

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You must acquire the habits and skills of managing a small amount of money before you can have a large amount.

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