You must assume 100% responsibility for your financial life. If you’re going to improve your situation, you have to put the full burden of doing so squarely on your own shoulders. First and foremost, you must hold yourself responsible.
Hard work is painful when life is devoid of purpose. But when you live for something greater than yourself and the gratification of your own ego, then hard work becomes a labor of love.
Regardless of others’ reactions, do your best to stay true to yourself. Make the choices that allow you to look in the mirror and feel good about the person gazing back at you.
The exact process you use to build courage isn’t important. What’s important is that you consciously do it. Just as your muscles will atrophy if you don’t regularly stress them, your courage will atrophy if you don’t consistently challenge yourself to face down your fears.
Saying no isn’t easy, but it’s a required skill if you wish to have any degree of focus in your life. If you say yes too often, you’ll likely fall into the common trap of saying yes to the good while simultaneously saying no to the best.
If something is important enough to you that you feel the urge to donate your money or time to it, I think it’s best to try to express that form of giving through your career, not just as something you do on the side.
