The philosophy of the rich and the poor is this: the rich invest their money and spend what is left. The poor spend their money and invest what is left.
Be worried if no one is criticizing you. Your job in life is to ignore the 33% who will never like you and do your best to convince the 33% who don’t care either way to join the 33% who love you.
If you want a solid future, you need to create it. You can take charge of your future only when you take control of your income source. You need your own business.
