Dave Ramsey Quotes

Fear is the enemy of hope.

Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.

Feeling lost? Take a dream and convert it into small goals, then start taking the steps to hit those goals.

Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.

Money… is like a beautiful thoroughbred horse – very powerful & always in action, but unless this horse is trained when very young, it will be an out-of-control & dangerous animal when it grows to maturity.

You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.

Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.

Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.

Ideas are a dime a dozen. People who execute them are not.

I would not pre-pay. I would invest instead and let the investments cover it.