Those who don’t manage their money will always work for those who do.
DAVE RAMSEYThe world will try to tell you that you need stuff to be somebody. Don’t listen.
More Dave Ramsey Quotes
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Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.
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Feeling lost? Take a dream and convert it into small goals, then start taking the steps to hit those goals.
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It’s never too late to turn things around. You are the only obstacle.
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Doing a budget means learning an ancient and powerful word: NO.
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A lower interest rate doesn’t make a debt go away.
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Be an evangelist with your excellence.
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Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
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There’s a great place to go when you’re broke–to work!
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More wealth doesn’t fix your life. More wealth makes you more of what you already are.
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A budget is telling your money where to go instead of wondering where it went.
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I would not pre-pay. I would invest instead and let the investments cover it.
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Fear is the enemy of hope.
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Delegation requires the willingness to pay for short term failures in order to gain long term competency.
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You will only sacrifice when you passionately believe in the outcome.
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Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know.
DAVE RAMSEY