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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.

Dave Ramsey

We live in a culture full of hares; but the tortoise always wins.
DAVE RAMSEY

Culture Live Win
It’s never too late to turn things around. You are the only obstacle.
DAVE RAMSEY

Late Obstacle Yourself
A lower interest rate doesn’t make a debt go away.
DAVE RAMSEY

Debt Interest Lower Money
If people in America would get their finances together and start taking care of each other, we could put the government out of business.
DAVE RAMSEY

Business Care Financial Government People Start Togetherness
Goals are visions and dreams with work clothes on.
DAVE RAMSEY

Clothes Dreams Goal Vision
Money… is like a beautiful thoroughbred horse – very powerful & always in action, but unless this horse is trained when very young, it will be an out-of-control & dangerous animal when it grows to maturity.
DAVE RAMSEY

Action Animal Beautiful Dangerous Growth Maturity Money Powerful
Goals convert vision into ENERGY.
DAVE RAMSEY

Convert Energy Goal One Liner Vision
When I do something stupid with money and lose it, I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
DAVE RAMSEY

Funny Lose Money Myself Stupidity Tax
Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.
DAVE RAMSEY

Adult Attraction Children Gratitude Herself True
Delegation requires the willingness to pay for short term failures in order to gain long term competency.
DAVE RAMSEY

Delegation Failure Pay Willing
The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.
DAVE RAMSEY

Choice Home Place Status Symbol
Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it.
DAVE RAMSEY

Financial Help Investment Learning Live Money Security Win Yourself
You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
DAVE RAMSEY

Dance Different Listening Normal Sound Walk Wealth Yourself
Contentment is both the fruit and the tree.
DAVE RAMSEY

Advice Contentment Fruit Tree
Doing a budget means learning an ancient and powerful word: NO.
DAVE RAMSEY

Ancient Learning No Powerful Word
If you come with mercy but not justice; that’s called enabling.
DAVE RAMSEY

Justice Mercy Yourself

Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.

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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.

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Popular Authors

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