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More wealth doesn’t fix your life. More wealth makes you more of what you already are.

Dave Ramsey

We learned early on that if we help enough people, the money will come.
DAVE RAMSEY

Early Enough Help Learning Money People
Contentment is both the fruit and the tree.
DAVE RAMSEY

Advice Contentment Fruit Tree
You will either learn to manage money, or the lack of it will manage you.
DAVE RAMSEY

Learning Management Money Yourself
Those who don’t manage their money will always work for those who do.
DAVE RAMSEY

Management Money Work
You can get anywhere if you simply go one step at a time.
DAVE RAMSEY

Simplicity Time Yourself
Ideas are a dime a dozen. People who execute them are not.
DAVE RAMSEY

Execution Ideas People
Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.
DAVE RAMSEY

Adult Attraction Children Gratitude Herself True
The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.
DAVE RAMSEY

Choice Home Place Status Symbol
Debt is dumb. Cash is king.
DAVE RAMSEY

Cash Debt Dumb King One Liner
Work-get paid; don’t work-don’t get paid. Everybody is on commission.
DAVE RAMSEY

Commission Paid Work
You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
DAVE RAMSEY

Dance Different Listening Normal Sound Walk Wealth Yourself
A budget is telling your money where to go instead of wondering where it went.
DAVE RAMSEY

Direction Money Yourself
A good financial planner is going to do more than pick your funds.
DAVE RAMSEY

Financial Fund Goodness Yourself
Great talent stands in line to join your team because the culture becomes the stuff of legend.
DAVE RAMSEY

Culture Greatness Legend Talent Team
For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.
DAVE RAMSEY

Family Future Goodness Stand Wrong
Doing a budget means learning an ancient and powerful word: NO.
DAVE RAMSEY

Ancient Learning No Powerful Word

More wealth doesn’t fix your life. More wealth makes you more of what you already are.

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More wealth doesn’t fix your life. More wealth makes you more of what you already are.

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