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Being willing to delay pleasure for a greater result is a sign of maturity.

Dave Ramsey

We live in a culture full of hares; but the tortoise always wins.
DAVE RAMSEY

Culture Live Win
A lower interest rate doesn’t make a debt go away.
DAVE RAMSEY

Debt Interest Lower Money
Goals convert vision into ENERGY.
DAVE RAMSEY

Convert Energy Goal One Liner Vision
Poor is a state of mind. Broke is, ‘I’m just passing through.’
DAVE RAMSEY

Mindset Myself Poor State
A big part of being strong financially is that you know where you are weak and take action to make sure you don’t fall prey to the weakness. And we ALL are weak.
DAVE RAMSEY

Fall Financial Strong Weakness Yourself
Ideas are a dime a dozen. People who execute them are not.
DAVE RAMSEY

Execution Ideas People
You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!
DAVE RAMSEY

Defeat Mental Quick Rich Thinking Time Work
I would not pre-pay. I would invest instead and let the investments cover it.
DAVE RAMSEY

Investment Myself Pay
Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
DAVE RAMSEY

Character Evil Goodness Intention Money Moral Reflection
Leading a family is the hardest job a man can ever have.
DAVE RAMSEY

Family Hard Job Leadership Man
At the end of the day we are not selling, we are serving.
DAVE RAMSEY

Day End Perspective Sell Service
Investing is important, but get debt-free first. That’s what frees up your income so you can win.
DAVE RAMSEY

Freedom Income Investment Win Yourself
Money… is like a beautiful thoroughbred horse – very powerful & always in action, but unless this horse is trained when very young, it will be an out-of-control & dangerous animal when it grows to maturity.
DAVE RAMSEY

Action Animal Beautiful Dangerous Growth Maturity Money Powerful
Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.
DAVE RAMSEY

Better Content Financial Live Powerful Principle
Debt gives you the ability to look like you’re winning when you’re not.
DAVE RAMSEY

Ability Appearance Win Yourself
If you come with mercy but not justice; that’s called enabling.
DAVE RAMSEY

Justice Mercy Yourself

Being willing to delay pleasure for a greater result is a sign of maturity.

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Being willing to delay pleasure for a greater result is a sign of maturity.

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