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Debt gives you the ability to look like you’re winning when you’re not.

Dave Ramsey

I believe that through knowledge and discipline, financial peace is possible for all of us.
DAVE RAMSEY

Believe Discipline Knowledge Myself Possible
Broke people giving financial advice is like a shop teacher with missing fingers.
DAVE RAMSEY

Advice Broke Financial Fingers Missing People
Success is a pile of failure that you are standing on.
DAVE RAMSEY

Stand Success Yourself
You’ve got to tell your money what to do or it will leave.
DAVE RAMSEY

Action Leaving Money Yourself
Earning a lot of money is not the key to prosperity. How you handle it is.
DAVE RAMSEY

Handle Money Prosperity Yourself
Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
DAVE RAMSEY

Habit Imitation People Right Study Success Yourself
When I do something stupid with money and lose it, I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
DAVE RAMSEY

Funny Lose Money Myself Stupidity Tax
Making mistakes and learning from them is crucial to winning.
DAVE RAMSEY

Learning Mistake Win
I would not pre-pay. I would invest instead and let the investments cover it.
DAVE RAMSEY

Investment Myself Pay
If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.
DAVE RAMSEY

Apology Hard Work Integrity Perseverance Win
Opening your hands will set you free.
DAVE RAMSEY

Freedom Hands Open Yourself
When you create a basic budget and stick to it, it will suddenly seem like you have more money.
DAVE RAMSEY

Appearance Budget Creation Money Yourself
Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
DAVE RAMSEY

Action Day Diligent Discipline Work
The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.
DAVE RAMSEY

Course Decision Life Yourself
Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!
DAVE RAMSEY

Choice Day Different Start Yourself
We live in a culture full of hares; but the tortoise always wins.
DAVE RAMSEY

Culture Live Win

Debt gives you the ability to look like you’re winning when you’re not.

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Debt gives you the ability to look like you’re winning when you’re not.

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