One definition of maturity is learning to delay pleasure.
DAVE RAMSEYYou must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
More Dave Ramsey Quotes
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I would not pre-pay. I would invest instead and let the investments cover it.
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Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
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Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
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Work-get paid; don’t work-don’t get paid. Everybody is on commission.
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Do not let your life, ministry or organization go faster than your resources.
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Just keep taking the next step and keep having excellence in the ordinary.
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Debt gives you the ability to look like you’re winning when you’re not.
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Investing is important, but get debt-free first. That’s what frees up your income so you can win.
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People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan.
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You can’t be in debt and win. It doesn’t work.
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Those who don’t manage their money will always work for those who do.
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Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.
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Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.
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When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.
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Teaching kids about money is never just about money.
DAVE RAMSEY






