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If people in America would get their finances together and start taking care of each other, we could put the government out of business.

Dave Ramsey

Be an evangelist with your excellence.
DAVE RAMSEY

Excellence One Liner
The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.
DAVE RAMSEY

Course Decision Life Yourself
Do not let your life, ministry or organization go faster than your resources.
DAVE RAMSEY

Fast Life Organization Resource Yourself
In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace.
DAVE RAMSEY

Focus Greatness Intense Marketing Passion Place Yourself
Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
DAVE RAMSEY

Character Evil Goodness Intention Money Moral Reflection
Knock out a small debt first so you get a quick win. Momentum is key.
DAVE RAMSEY

Key Momentum Quick Small Win
It’s never too late to turn things around. You are the only obstacle.
DAVE RAMSEY

Late Obstacle Yourself
A budget is telling your money where to go instead of wondering where it went.
DAVE RAMSEY

Direction Money Yourself
You will either learn to manage money, or the lack of it will manage you.
DAVE RAMSEY

Learning Management Money Yourself
Ideas are a dime a dozen. People who execute them are not.
DAVE RAMSEY

Execution Ideas People
Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it.
DAVE RAMSEY

Financial Help Investment Learning Live Money Security Win Yourself
Debt gives you the ability to look like you’re winning when you’re not.
DAVE RAMSEY

Ability Appearance Win Yourself
You must gain control over your money or the lack of it will forever control you.
DAVE RAMSEY

Control Forever Money Yourself
The world will try to tell you that you need stuff to be somebody. Don’t listen.
DAVE RAMSEY

Listening Material Need World Yourself
The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.
DAVE RAMSEY

Choice Home Place Status Symbol
Remember, there’s ultimately only one way to financial peace, and that’s to walk daily with the Prince of Peace, Christ Jesus.
DAVE RAMSEY

Financial Oneself Peace Remember Walk Way

If people in America would get their finances together and start taking care of each other, we could put the government out of business.

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If people in America would get their finances together and start taking care of each other, we could put the government out of business.

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