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When you’re trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.

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Achievement Goal Grace Negative People Positive Surround Yourself

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Marilyn Monroe Paulo Coelho Abraham Lincoln C. S. Lewis Khalil Gibran Charlie Chaplin Gautama Buddha Isaac Newton

Success is a pile of failure that you are standing on.
DAVE RAMSEY

Stand Success Yourself
When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.
DAVE RAMSEY

Heart Help Man Money Person Teacher Yourself
Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.
DAVE RAMSEY

God Hard Work Himself Religious Wealth
Great talent stands in line to join your team because the culture becomes the stuff of legend.
DAVE RAMSEY

Culture Greatness Legend Talent Team
Poor is a state of mind. Broke is, ‘I’m just passing through.’
DAVE RAMSEY

Mindset Myself Poor State
Debt is dumb. Cash is king.
DAVE RAMSEY

Cash Debt Dumb King One Liner
The world will try to tell you that you need stuff to be somebody. Don’t listen.
DAVE RAMSEY

Listening Material Need World Yourself
Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.
DAVE RAMSEY

Diminish Himself Honesty Increase Wealth Work
Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.
DAVE RAMSEY

Calculation Financial Goodness Life Motion Yourself
Goals convert vision into ENERGY.
DAVE RAMSEY

Convert Energy Goal One Liner Vision
At the end of the day we are not selling, we are serving.
DAVE RAMSEY

Day End Perspective Sell Service
Your priorities, passions, goals, and fears are shown clearly in the flow of your money.
DAVE RAMSEY

Fear Flow Goal Money Passion Priority Yourself
You can get anywhere if you simply go one step at a time.
DAVE RAMSEY

Simplicity Time Yourself
If people in America would get their finances together and start taking care of each other, we could put the government out of business.
DAVE RAMSEY

Business Care Financial Government People Start Togetherness
In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace.
DAVE RAMSEY

Focus Greatness Intense Marketing Passion Place Yourself
I would not pre-pay. I would invest instead and let the investments cover it.
DAVE RAMSEY

Investment Myself Pay

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