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You will either learn to manage money, or the lack of it will manage you.

Dave Ramsey

You can get anywhere if you simply go one step at a time.
DAVE RAMSEY

Simplicity Time Yourself
You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!
DAVE RAMSEY

Defeat Mental Quick Rich Thinking Time Work
Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.
DAVE RAMSEY

Focus Oneself Step Time Try
If you come with mercy but not justice; that’s called enabling.
DAVE RAMSEY

Justice Mercy Yourself
Earning a lot of money is not the key to prosperity. How you handle it is.
DAVE RAMSEY

Handle Money Prosperity Yourself
Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.
DAVE RAMSEY

Adult Attraction Children Gratitude Herself True
Work is a surefire money-making scheme.
DAVE RAMSEY

Fire Money Scheme Work
We live in a culture full of hares; but the tortoise always wins.
DAVE RAMSEY

Culture Live Win
Being willing to delay pleasure for a greater result is a sign of maturity.
DAVE RAMSEY

Greatness Happiness Maturity Result Willing
No one got rich on a government program. Do not choose to be a common man. You can be uncommon.
DAVE RAMSEY

Government Man Program Rich Yourself
Great talent stands in line to join your team because the culture becomes the stuff of legend.
DAVE RAMSEY

Culture Greatness Legend Talent Team
Contentment is both the fruit and the tree.
DAVE RAMSEY

Advice Contentment Fruit Tree
Knock out a small debt first so you get a quick win. Momentum is key.
DAVE RAMSEY

Key Momentum Quick Small Win
The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.
DAVE RAMSEY

Choice Home Place Status Symbol
A big part of being strong financially is that you know where you are weak and take action to make sure you don’t fall prey to the weakness. And we ALL are weak.
DAVE RAMSEY

Fall Financial Strong Weakness Yourself
Work-get paid; don’t work-don’t get paid. Everybody is on commission.
DAVE RAMSEY

Commission Paid Work

You will either learn to manage money, or the lack of it will manage you.

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You will either learn to manage money, or the lack of it will manage you.

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