Doing a budget means learning an ancient and powerful word: NO.
DAVE RAMSEYYou will either learn to manage money, or the lack of it will manage you.
More Dave Ramsey Quotes
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Investing is important, but get debt-free first. That’s what frees up your income so you can win.
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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
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True leadership is servanthood. Put the interests of others at the center of your decisions.
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When I do something stupid with money and lose it, I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.
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You must plan your work and then work your plan.
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Goals convert vision into ENERGY.
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Earning a lot of money is not the key to prosperity. How you handle it is.
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I would not pre-pay. I would invest instead and let the investments cover it.
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Knock out a small debt first so you get a quick win. Momentum is key.
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There’s a great place to go when you’re broke–to work!
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Those who don’t manage their money will always work for those who do.
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The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.
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Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.
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I believe that through knowledge and discipline, financial peace is possible for all of us.
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Contentment is both the fruit and the tree.
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