“The rate of profit is naturally low in rich and high in poor countries, and it is always highest in the countries which are going fastest to ruin.”

It is not for its own sake that men desire money, but for the sake of what they can purchase with it.

In the long-run the workman may be as necessary to his master as his master is to him, but the necessity is not so immediate.

Virtue is more to be feared than vice, because its excesses are not subject to the regulation of conscience.

I am a beau in nothing but my books.

The great secret of education is to direct vanity to proper objects.

Resentment seems to have been given us by nature for a defense, and for a defense only! It is the safeguard of justice and the security of innocence.

Civil government, so far as it is instituted for the security of property, is in reality instituted for the defense of the rich against the poor, or of those who have some property against those who have none at all.

In a militia, the character of the laborer, artificer, or tradesman, predominates over that of the soldier: in a standing army, that of the soldier predominates over every other character.

The game women play is men.

The man scarce lives who is not more credulous than he ought to be. The natural disposition is always to believe. It is acquired wisdom and experience only that teach incredulity, and they very seldom teach it enough.

The world neither ever saw, nor ever will see, a perfectly fair lottery.

Goods can serve many other purposes besides purchasing money, but money can serve no other purpose besides purchasing goods.

I have no faith in political arithmetic.

Never complain of that of which it is at all times in your power to rid yourself.

The real and effectual discipline which is exercised over a workman is that of his customers. It is the fear of losing their employment which restrains his frauds and corrects his negligence.

No complaint is more common than that of a scarcity of money.