“Focus on all four of your net worth factors: increasing your income, increasing your savings, increasing your investment returns, and decreasing your cost of living by simplifying your lifestyle.”

If you want to change the fruits, you will first have to change the roots. If you want to change the visible, you must first change the invisible.

Happiness doesn’t come from living a lukewarm life, always wondering what could have been. Happiness comes as a result of being in our natural state of growth and living up to our fullest potential.

Money brings freedom-freedom to buy what you want , and freedom to do what you want with your time. Money allows you to enjoy the finer things in life as well as giving you the opportunity to help others have the necessities in life.

We need to practice acting in spite of fear, in spite of doubt, in spite of worry, in spite of uncertainty, in spite of inconvenience, in spite of discomfort, and even to practice acting when we’re not in the mood to act.

“No thought lives in your head rent-free.” Each thought you have will either be an investment or a cost.

The only way to permanently change the temperature in the room is to reset the thermostat. In the same way, the only way to change your level of financial success ‘permanently’ is to reset your financial thermostat. But it is your choice whether you choose to change.

Where attention goes, energy flows and results show.

If you are willing to do only what’s easy, life will be hard. But if you are willing to do what’s hard, life will be easy.

Money is a lubricant. It lets you “slide” through life instead of having to “scrape” by.

Focus on what you’re grateful for in your life. If you don’t appreciate what you have, you won’t get any more… because the universe thinks it’s not important to you, and therefore you don’t need any more.

Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.

Rich people play the money game to win. Poor people play the money game to not lose.

Training and managing your own mind is the most important skill you could ever own, in terms of both happiness and success.

Rich people are wiling to act in spite of fear. Poor people let fear stop them.

Becoming rich isn’t as much about getting rich financially as about whom you become, in character and mind, to get rich.

Rich people collect land. Poor people collect bills.