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If you don’t have the money management skills yet, using a debit card will ensure you don’t overspend and rack up debt on a credit card.

T. Harv Eker

Think of yourself as a container for wealth. If your container is small and your money is big, what’s going to happen? You will lose it. Your container will overflow and the excess money will spill out all over the place. You simply cannot have more money than the container.
T. HARV EKER

Container Happen Money Big Oose Small Think Wealth You Yourself
Becoming rich isn’t as much about getting rich financially as about whom you become, in character and mind, to get rich.
T. HARV EKER

Become Character Financial Get Good Mind Rich
You design the life you want to have.
T. HARV EKER

Design Have Life Want You
Today’s Declaration: I am courageous. I am willing to act in spite of fear.
T. HARV EKER

Courageous Declaration Fear Spite Today Willing
Rich people think long-term. They balance their spending on enjoyment today with investing for freedom tomorrow.
T. HARV EKER

Balance Enjoyment Freedom Invest Long People Think Rich Spend Today Tomorrow Twm
Rich people constantly learn and grow. Poor people think they already know.
T. HARV EKER

Already Constant Grow Know Learn People Poor Rich
Most of all, having money allows you not to have to spend your energy worrying about not having money.
T. HARV EKER

Energy Have Money Most Spend Worry
Rich and successful people are solution-oriented; they spend their time and energy strategizing and planning the answers to challenges that come up, and creating systems to make certain that problem doesn’t occur again.
T. HARV EKER

Answer Challenge Come Energy Orient People Plan Rich Solution Spend Strategize Successful Time Up
Remember, your motto is, if they can do it, I can do it!
T. HARV EKER

Can Do IT Motto Remember They
You must acquire the habits and skills of managing a small amount of money before you can have a large amount.
T. HARV EKER

Acquire Amount Habit Large Manage Skill Small
It’s what’s invisible that creates what’s visible.
T. HARV EKER

Crete Invisible Visible What
Rich people believe in themselves. They believe in their value and in their ability to deliver it. Poor people don’t. That’s why they need “guarantees.”
T. HARV EKER

Ability Believe Deliver Guaranteed Need People Poor Rich Themselves Value
Rich people play the money game to win. Poor people play the money game to not lose.
T. HARV EKER

Game Lose Money Nit People Play Poor Rich Win
Training and managing your own mind is the most important skill you could ever own, in terms of both happiness and success.
T. HARV EKER

Happiness Important Manage Mind Most Own Skill Success Term Training
Complaining becomes a habit. Focusing on the negative also becomes a habit. It’s one of the most detrimental habits you can possibly have. It can negatively impact you socially, affecting your personal happiness, but it can also subconsciously sabotage your money and success.
T. HARV EKER

Become Complain Habit
We need to practice acting in spite of fear, in spite of doubt, in spite of worry, in spite of uncertainty, in spite of inconvenience, in spite of discomfort, and even to practice acting when we’re not in the mood to act.
T. HARV EKER

Acting Discomfort Doubt Inconvenience Nedd Practice Spite Uncertainty Worry
You cannot change the fruits that are already hanging on the tree. You can, however, change tomorrow’s fruits. But to do so, you will have to dig below the ground and strengthen the roots.
T. HARV EKER

Already Change Dig Hang Rock Strength Tomorrow Tree
Rich people manage their money well. Poor people mismanage their money well.
T. HARV EKER

Manage Money People Poor Rich Well
The third level of wanting is “I commit to being rich.” The definition of the word commit is to “devote oneself unreservedly.” This means holding absolutely nothing back; giving 100 percent of everything you’ve got to achieving wealth.
T. HARV EKER

Being Commit Definition Devote Level Oneself Rich Third Unreasevedity Want Word
If you believe in your value, how could it possibly be appropriate to hide it from people who need it?
T. HARV EKER

Appropriate Believe Hide Need People Possible Value
Nobody ever died of discomfort, yet living in the name of comfort has killed more ideas, more opportunities, more actions, and more growth than everything else combined. Comfort kills!
T. HARV EKER

Action Comfort Died Discomfort Ever Everything Growth Idea Kill Live More Name Nobody Opportunity Yet
The idea is to grow yourself into a successful person. Again, your outer world is merely a reflection of your inner world. You are the root; your results are the fruits.
T. HARV EKER

Grow Idea Person Reflection Result Successful World Yourself
Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.
T. HARV EKER

Negative People Poor Promote Promotion Rich Sell Themselves Value Willing
You become financially free when your passive income exceeds your expenses.
T. HARV EKER

Become Exceed Expense Financially Free Income Passive
Remember, either you control your money or it will control you.
T. HARV EKER

Control Either Money Remember You
The only time you are actually growing is when you are uncomfortable.
T. HARV EKER

Actually Comfortable Grow Only Time
The first rule of making progress in anything you do is setting goals, allowing yourself to always have a finish line in sight. This provides a boost in motivation during those moments when slogging forward seems impossible, giving you something tangible to work towards at every moment.
T. HARV EKER

Always Anything Do Allow Finish First Make Progress Rule Sight Yo Yourself

If you don’t have the money management skills yet, using a debit card will ensure you don’t overspend and rack up debt on a credit card.

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If you don’t have the money management skills yet, using a debit card will ensure you don’t overspend and rack up debt on a credit card.

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Popular Authors

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