Knock out a small debt first so you get a quick win. Momentum is key.
DAVE RAMSEYOne definition of maturity is learning to delay pleasure.
More Dave Ramsey Quotes
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Fear is the enemy of hope.
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Debt gives you the ability to look like you’re winning when you’re not.
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Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
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Adults devise a plan and follow it, children do what feels good.
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Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.
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You must gain control over your money or the lack of it will forever control you.
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There’s a great place to go when you’re broke–to work!
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Ideas are a dime a dozen. People who execute them are not.
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For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.
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Do not let your life, ministry or organization go faster than your resources.
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Your priorities, passions, goals, and fears are shown clearly in the flow of your money.
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You must plan your work and then work your plan.
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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
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A budget is telling your money where to go instead of wondering where it went.
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You can get anywhere if you simply go one step at a time.
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