A lower interest rate doesn’t make a debt go away.
DAVE RAMSEYBeing willing to delay pleasure for a greater result is a sign of maturity.
More Dave Ramsey Quotes
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You must plan your work and then work your plan.
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Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.
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You will only sacrifice when you passionately believe in the outcome.
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The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.
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Pray like it all depends on God, but work like it all depends on you.
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Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.
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If you help enough people, you don’t have to worry about money.
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You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.
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Debt is normal. Be weird.
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Be very proud of what you do, and if you aren’t then change it.
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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If you will live like no one else, later you can live like no one else.
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Ideas are a dime a dozen. People who execute them are not.
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If you aren’t really careful, ‘The Good Enough’ can become the enemy of ‘The Best.’
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If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.
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Teaching kids about money is never just about money.
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Feeling lost? Take a dream and convert it into small goals, then start taking the steps to hit those goals.
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Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know.
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A big part of being strong financially is that you know where you are weak and take action to make sure you don’t fall prey to the weakness. And we ALL are weak.
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Do not let your life, ministry or organization go faster than your resources.
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Just keep taking the next step and keep having excellence in the ordinary.
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When you’re trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
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You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!
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We’ve really got to stop looking to Washington to fix our problems. It obviously doesn’t have the ability to do that. People who are successful are not successful because of the president.
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The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.
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You have the clean canvas of a whole week before you. Paint well.
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