Knock out a small debt first so you get a quick win. Momentum is key.
DAVE RAMSEYBeing willing to delay pleasure for a greater result is a sign of maturity.
More Dave Ramsey Quotes
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If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.
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The first step in taking control of your money is to stop borrowing money. Start using cash today.
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After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
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No one got rich on a government program. Do not choose to be a common man. You can be uncommon.
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Debt is normal. Be weird.
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Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it.
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Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.
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You don’t build wealth with credit card rewards and airline miles. You can’t beat the credit card companies at their own game.
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If you will live like no one else, later you can live like no one else.
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Poor is a state of mind. Broke is, ‘I’m just passing through.’
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
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Doing a budget means learning an ancient and powerful word: NO.
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When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.
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The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.
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You can get anywhere if you simply go one step at a time.
DAVE RAMSEY