“It is not from the benevolence of the butcher, the brewer, or the baker that we expect our dinner, but from their regard to their own interest.”

The real price of everything, what everything really costs to the man who wants to acquire it, is the toil and trouble of acquiring it.

It is not by augmenting the capital of the country, but by rendering a greater part of that capital active and productive than would otherwise be so, that the most judicious operations of banking can increase the industry of the country.

All money is a matter of belief.

Mercy to the guilty is cruelty to the innocent.

We are but one of the multitude, in no respect better than any other in it.

Defense is superior to opulence.

Happiness never lays its finger on its pulse.

Corn is a necessary, silver is only a superfluity.

How selfish soever man may be supposed, there are evidently some principles in his nature, which interest him in the fortune of others, and render their happiness necessary to him, though he derives nothing from it, except the pleasure of seeing it.

It is not for its own sake that men desire money, but for the sake of what they can purchase with it.

In the long-run the workman may be as necessary to his master as his master is to him, but the necessity is not so immediate.

Virtue is more to be feared than vice, because its excesses are not subject to the regulation of conscience.

I am a beau in nothing but my books.

The great secret of education is to direct vanity to proper objects.

Resentment seems to have been given us by nature for a defense, and for a defense only! It is the safeguard of justice and the security of innocence.

Civil government, so far as it is instituted for the security of property, is in reality instituted for the defense of the rich against the poor, or of those who have some property against those who have none at all.